Loan Interest Rates
|
Sr No. |
Loan & Advances | Interest Rate | Loan Amount | Tenure |
| 1 | CASH CREDIT | 9.00 to 10.50 % | As per value of Stock, Book debt, Turnover etc. | 1 to 10 Years |
| 2 | MACHINERY LOAN | 9.00 to 10.00 % | 80% of Valuation Amount | 3 to 7 Years |
| 3 | VEHICLE LOAN | 9.00 to 11.00 % | 80% of Valuation Amount | 3 to 7 Years |
| 4 | CONSUMER DURABLE LOAN | 9.00 to 12.00 % | 80% of Valuation Amount | 3 to 5 Years |
| 5 | VAJPAI YUVA YOJANA LOAN | 9.00 to 12.00 % | Subjected to the Recommendation Report | 3 to 5 Years |
| 6 | HOME LOAN | 9.00 to 10.00 % | 90% of Valuation Amount | 3 to 20 Years |
| 7 | EDUCATION LOAN | 9.00 to 11.00 % | 100% of Valuation Amount | 1 to 12 Years |
| 8 | BUSINESS TERM LOAN | 9.00 to 10.50 % | 80% of Valuation Amount | 3 to 10 Years |
| 9 | BUSINESS OVERDRAFT | 9.00 to 11.50 % | 80% of Valuation Amount | 1 to 10 Years |
| 10 | COMMERCIAL REAL ESTATE LOAN | 9.00 to 10.50 % | 90% of Valuation Amount | 3 to 10 Years |
| 11 | GOLD LOAN | 9.00 to 12.00 % | 75% of Valuation Amount | 1 to 10 Years |
| 12 | PERSONAL LOAN | 12.00% | Max 50,000/- | 3 to 5 Years |
| 13 | MORTGAGE LOAN | 11.00 % | 80% of Valuation Amount | 3 to 10 Years |
| 14 | OVERDRAFT / LOAN Against NSC / KVP / LIP | 9.00 to 10.00 % | 80% of accured value of instrument | Upto maturity time of instrument or 5 years which one is minimum |
| 15 | OVERDRAFT / LOAN Against FDRs | FDR Int + 1% or 2% | 90% of Valuation Amount | Upto maturity time of instrument or 5 years which one is minimum |
| 16 | BUILDER AND CONTRACTOR-CRE | 9.00 to 12.00 % | 90% of Valuation Amount | 1 to 5 Years |
